Terms of Service
Last Revised: September 26, 2026 • Version 3.1
These Terms of Service (“Terms”) constitute a legally binding agreement between you (“User” or “Trader”) and FXUtilsy Inc. (“FXUtilsy,” “we,” “us,” or “our”). By accessing or using our website, applications, position calculators, and trading journal cockpit, you agree to be bound by these Terms.
1. Nature of the Software & Non-Advisory Status
IMPORTANT: FXUTILSY IS NOT A BROKER-DEALER, REGISTERED INVESTMENT ADVISOR, OR COMMODITY TRADING ADVISOR (CTA).
FXUtilsy provides quantitative analytical tools, trade journaling software, and pre-execution position sizing calculators for educational, auditing, and organizational purposes only. Nothing on the platform constitutes an offer, solicitation, or recommendation to buy or sell any financial instrument, contract, or security.
2. Account Eligibility & Security
You must be at least 18 years of age or the age of legal majority in your jurisdiction to create an account. You are solely responsible for maintaining the confidentiality of your credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.
3. Subscriptions, Trials & Payments
- Registration & Trial Access: When you register an account, you receive full access to test our Institutional plan with no credit card required upfront. You will not be billed automatically unless you explicitly choose to subscribe to a paid tier.
- Recurring Billing: Paid subscriptions (Discretionary, Institutional, Desk) renew automatically on a recurring monthly or annual basis until cancelled.
- Self-Serve Cancellation: You may cancel your subscription at any time from your Billing Settings with a single click. Upon cancellation, your access remains active until the end of your current paid billing period.
- Refunds: Because we provide trial access upon registration prior to purchase, fees paid are generally non-refundable except where mandated by statutory law or in verified cases of technical service non-delivery.
4. Proprietary Trading Firm Rules
FXUtilsy includes tracking templates designed around rules commonly enforced by third-party proprietary trading firms (such as Apex Trader Funding, Topstep, FTMO, and MyFundedFutures). You acknowledge that FXUtilsy is an independent software provider with no formal affiliation, partnership, or endorsement from these firms.
Each proprietary firm reserves the sole right to interpret and enforce its evaluation criteria. You acknowledge that FXUtilsy's trailing drawdown calculations and daily loss alarms are aids to personal discipline and do not guarantee evaluation passing, account funding, or payouts.
5. Intellectual Property & User Data Ownership
Your Data: You retain 100% ownership of your trading plans, strategy checklists, execution records, notes, and uploaded chart screenshots. You grant FXUtilsy only the limited technical license necessary to host, process, and display your data back to you.
FXUtilsy IP: The FXUtilsy software, visual interface, algorithms, risk engine logic, source code, and branding are the exclusive intellectual property of FXUtilsy Inc. You agree not to decompile, reverse-engineer, copy, scrape, or resell the platform or its features.
6. Limitation of Liability & Warranty Disclaimer
THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR ERROR-FREE OPERATION.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL FXUTILSY INC., ITS DIRECTORS, EMPLOYEES, OR PARTNERS BE LIABLE FOR ANY FINANCIAL TRADING LOSSES, LOST PROFITS, BLOWN EVALUATION ACCOUNTS, EXECUTION SLIPPAGE, INTERNET LATENCY DELAYS, OR BROKER SYSTEM FAILURES ARISING FROM THE USE OF OR INABILITY TO USE THE SOFTWARE.
7. Account Termination
We reserve the right to suspend or terminate accounts that violate these Terms, engage in fraudulent payment activity, or attempt unauthorized cyber attacks against FXUtilsy infrastructure. Users may terminate their account at any time and request data export or erasure.
8. Governing Law & Inquiries
These Terms are governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law principles. For legal notices or questions regarding these Terms, contact our compliance team at: